Types of Portfolios
1. Self-Created Portfolios
These are portfolios you create yourself by selecting specific stocks and ETFs. You have complete control over:
- Which assets to include
- How to allocate your investments
- When to update or modify your portfolio
When you create your own portfolio, you can invest in it yourself or publish it for others to copy.
2. User-Created Portfolios
These are portfolios created by other dub users that are publicly available on the platform. When you copy these:
- You follow another user's investment strategy
- No additional fees are charged beyond your subscription
- You benefit from the creator's perspective while maintaining your own account
3. Premium Portfolios
Premium portfolios are professionally managed by dub Advisors, LLC. These portfolios:
- Are constructed using specialized investment methodologies
- May have additional management fees
- Offer access to professional investment strategies
How Rebalancing Works
Rebalancing is the process of adjusting a portfolio to maintain a desired asset allocation. How this works depends on the portfolio type:
Rebalancing Self-Created Portfolios
When you create your own portfolio:
- You control when and how to rebalance
- You can manually update allocations at any time
- Changes only affect your own investments unless others have copied your portfolio
Rebalancing Copied Portfolios
When you copy another user's portfolio:
- You authorize dub Financial to place orders based on trade signals from the creator
- Your portfolio automatically adjusts when the creator makes changes
- Every 3 months, dub provides a check-in to ensure the copied portfolio still aligns with your investment goals
Important Considerations for User Portfolios
When exploring user-created portfolios, please keep in mind:
- No Investment Advice: Users are prohibited from providing investment advice through the dub app
- Individual Circumstances: Portfolios reflect each creator's unique preferences and objectives
- Educational Purpose: These portfolios are for informational purposes only
- Risk of Loss: Past performance doesn't guarantee future results
- Potential Timing Differences: Portfolio creators could be trading outside of dub and might achieve different prices
Need Help?
If you have any questions or need assistance during the account opening process, please contact us at support@dubapp.com