Understanding the deposit process, including timelines and limits, will help you manage your funds effectively on dub. This article explains what to expect when making deposits to your account.

Deposit Limits

We've established the following limits to ensure secure and efficient fund transfers:

• Maximum daily ACH limit: $50,000 (total deposits per day)
• Minimum ACH limit: $100 (per deposit)
• Maximum single transaction limit: $25,000 (per individual deposit)
• Instant buying power limit: Up to $1,000 (see more details below)

Deposit Timeline

When you deposit funds into your dub account, your deposit follows this timeline:

• Day 0 (Deposit Day): Instant buying power (up to $1,000) becomes available
  • For more details, see our article on Understanding Instant Buying Power
• Day 1 (Next Business Day): Remaining amount (for deposits over $1,000) becomes available
• Days 1-5 (Settlement Period): Funds are settling and cannot be withdrawn
• Day 6+ (After Settlement): Funds become fully available for withdrawal

National holidays and weekends do not count as business days for settlement purposes.

Example: If you deposit $500 on Monday, you'll get $500 instantly. The funds will be fully settled on the following Tuesday (given there are no National holidays). 

Recurring Investment Deposits

If you've set up recurring investments on dub, here's what you should know about the associated deposits:

• DASTA Financial, LLC (dub) initiates an ACH deposit on the business day you scheduled your recurring investment
• These deposits follow the same settlement timeline and limits as regular deposits

Example: If your recurring investment is set for Tuesday, the deposit will be initiated on Tuesday (given there are no National holidays). 

For more detailed information about setting up and managing recurring investments, please see our article on Recurring Investments.