Understanding the withdrawal process, including settlement periods and limits, will help you manage your funds effectively. 

Withdrawal Limits

We've established the following limits to ensure secure and efficient fund transfers:

• Maximum daily withdrawal limit: $50,000 (total withdrawals per day)
• Maximum single transaction limit: $25,000 (per individual withdrawal)

Withdrawal Timeline

The timeline for withdrawals depends on several factors, including recent deposits, portfolio investments, and bank processing times.

Settlement Periods Before Withdrawal

1. For Recently Deposited Funds:
   • New deposits have a mandatory 5-business-day settlement period
   • This period starts the next business day after your deposit
   • During this settlement period, funds cannot be withdrawn even if they show as available for trading
   • Example: If you deposit on Monday, funds will be available for withdrawal the following Tuesday (assuming no holidays)
2. For Funds Invested in Portfolios:
   • Funds invested in portfolios must first be sold
   • After selling, there is a T+1 settlement period (one business day)
   • Example: If you sell a portfolio on Wednesday, funds will be available for withdrawal on Thursday
3. Bank Processing Time:
   • Once you initiate a withdrawal, it typically takes 3-5 business days for the funds to appear in your bank account
   • This timeline varies depending on your bank's processing procedures

National holidays and weekends do not count as business days for settlement purposes.

Available Balance vs. Withdrawable Cash

• Available Balance: Funds you can use to invest in portfolios
• Withdrawable Cash: Funds that have completed all settlement periods and can be withdrawn to your bank account