dub Advisors LLC
Client Relationship Summary
June 8th , 2026
1. Introduction Our name is dub Advisors LLC (“we,” “us,” “our,”). We are registered with the Securities and Exchange Commission as an investment adviser. The services offered and fees charged by an investment adviser differ from those of broker-dealers and it is important that you understand the differences. Free and simple tools are available to research investment adviser firms, broker-dealers, and their financial professionals at www.Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
2. Relationships and Services What investment services and advice can you provide me? We offer discretionary model portfolio management services and limited non-discretionary investment advisory services to retail investors through the dub app. The dub app provides a platform where you can research investment opportunities and trade in financial instruments, including Premium Portfolios created and managed by us, as well as model portfolios available through our Creator Program (“Creator Program Portfolios”). Users may also construct and share their own self-directed model portfolios (“User Portfolios” ), which are not managed or supervised by us.
• Premium Portfolios: These model portfolios are actively managed by us, and we retain full discretion over investment decisions, rebalancing, and risk management.
• Creator Program Portfolios: These model portfolios originate from third-party creators but undergo due diligence and approval by our investment committee. While creators create and update their model portfolios, we retain sole discretion over execution and trading decisions.
• Sponsored Portfolios: These portfolios are endorsed or sponsored by individuals or entities, but we retain full control over their construction, updates, and management. Note: User Portfolios are self-directed, meaning that we do not manage, monitor, or supervise any trading activity in these portfolios. Transactions related to User Portfolios are executed through dub Financial, LLC, an affiliate of DASTA. The dub App collects and analyzes personal information provided by you to create a User Profile, which considers factors such as age, income, investment objectives, and risk tolerance. Based on this profile, we may recommend Premium Portfolios that align with your risk tolerance, but you make the ultimate decision to buy or sell investments. We do not have the authority to buy or sell investments on your behalf without your instruction. Please see Items 4 and 7 of our Form ADV Part 2A for a more detailed description of our services.
Conversation Starters. Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose investments to recommend to me? What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?
3. Fees, Costs, Conflicts, and Standard of Conduct What fees will I pay? For each Premium Portfolio you select on the dub app, you will pay either (i) a flat subscription fee for access to the applicable model strategy, or (ii) an asset-based advisory fee, calculated as a percentage of the assets you allocate within your brokerage account to that Premium Portfolio. Premium Portfolios may be created and managed internally by dub Advisors or offered through our Creator Program. The fee model that applies to a given Premium Portfolio, and the applicable rate, is disclosed to you in the dub app before you subscribe to or Copy that Premium Portfolio. A given Premium Portfolio may, at our discretion, be offered under only one fee model or, for legacy or transitioning Premium Creators, under both fee models to different clients at the same time.
Premium Subscription Fees generally range from $25 to $500 per Premium Portfolio, are billed quarterly or annually in advance, and are not based on the amount of assets you invest. Asset-based advisory fees generally range from 0% to 2.50% per year, are calculated based on the average daily net asset value of the assets you allocate to the Premium Portfolio, are billed quarterly in arrears, are prorated for the days you are invested, and are deducted directly from your brokerage account (and we may instruct your broker to liquidate positions in your account to the extent needed to pay the fee). We will not bill an asset-based advisory fee for a quarter where the total calculated fee for your account is one dollar or less. We may require a minimum allocation for a Premium Portfolio offered under the asset-based fee model. Each Premium Portfolio requires a separate subscription, and you may subscribe to one or more Premium Portfolios at the same time and under different fee models.
The Premium Subscription Fee, if applicable, provides you with access to the applicable model strategy and is not based on the amount of assets you invest. Asset-based advisory fees, if applicable, are based on the assets you invest in the applicable Premium Portfolio. The amount you pay will therefore depend on which fee model applies to each Premium Portfolio you select and, for the asset-based fee, how much you allocate to it.
In addition to any Premium Subscription Fee or asset-based advisory fee paid to us, you will pay a separate platform subscription to our parent, DASTA Incorporated, for access to the dub App (the “Platform Subscription”). The Platform Subscription is paid to and retained by DASTA Incorporated and is for access to the dub App and the underlying technology; it is not an advisory fee, is not charged by us, and is not based on the amount of assets you invest. The Platform Subscription is required of all dub Users, and you cannot access our advisory services, including Premium Portfolios, without maintaining an active Platform Subscription with DASTA Incorporated. The current Platform Subscription pricing and billing terms are disclosed in the dub App and in the subscription terms between you and DASTA Incorporated.
In addition to our advisory fees, you will also be subject to other costs, including but not limited to: (i) brokerage and clearing fees charged by dub Financial, (ii) regulatory transaction fees, (iii) paper statement, maintenance, or other account-related fees charged by dub Financial, and (iv) the Platform Subscription paid to DASTA Incorporated for access to the dub App, as described above, and any other technology or product-related fees charged by affiliated entities in connection with certain platform features or functionality. These additional costs are separate from and not included in our advisory fees.
You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please see Items 5.A., B., C., and D of our Form ADV Part 2A for further details on our fees which is available at https://adviserinfo.sec.gov/.
Conversation Starters. Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me? What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have? When we act as your investment adviser, we must act in your best interest and not put our interests ahead of yours. However, the way we make money creates some conflicts of interest. Here is an example:
Affiliate Platform Subscription: Our parent, DASTA Incorporated, charges every dub User a separate Platform Subscription for access to the dub App. You cannot access our advisory services without maintaining an active Platform Subscription with DASTA Incorporated, and fees paid to DASTA Incorporated indirectly benefit our parent. This creates an incentive for us and our parent to require, retain, or increase the Platform Subscription and to market our advisory services to users who already hold a Platform Subscription. We do not receive any portion of the Platform Subscription, and the Platform Subscription is not an advisory fee.
Subscription-Based Fees: For Premium Portfolios offered under the subscription fee model, our fees are based on access to each Premium Creator. We have an incentive to encourage you to subscribe to multiple Premium Creators and may be motivated to recommend Premium Portfolios with higher subscription fees.
Asset-Based Advisory Fees: For Premium Portfolios offered under the asset-based fee model, our fees grow as the assets you allocate to those Premium Portfolios grow. We therefore have an incentive to encourage you to allocate more assets to Premium Portfolios offered under the asset-based fee model, to keep those allocations invested over time, and to recommend or favor Premium Portfolios with higher asset-based fee rates. Where a Premium Portfolio could be offered under either fee model, we also have an incentive to choose the structure that produces more revenue for us. We have authority to deduct asset-based advisory fees directly from your brokerage account and, if your cash balance is insufficient, to instruct your broker to liquidate positions to pay those fees, which may have tax consequences for you.
Conversation Starters. How might your conflicts of interest affect me, and how will you address them? Please see the more detailed disclosure on our conflicts of interest in Items 5, 6, 10, 11, 12, 14, and 17 of our Form ADV Part 2A, which is available at https://adviserinfo.sec.gov/.
How do your financial professionals make money? We pay our financial professionals a salary and discretionary bonus based on their performance.
4. Disciplinary History Do you or your financial professionals have legal or disciplinary history? No. Visit www.Investor.gov/CRS for a free and simple search tool to research us and our financial professionals.
Conversation Starters. As a financial professional, do you have any disciplinary history? For what type of conduct? You can find additional information about our investment advisory services at www.SEC.gov. You can request up to date 5. Additional Information information and a copy of our relationship summary by contacting us at 917-261-2036 .
Conversation Starters. Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?